San Francisco Real Estate 2025: Why Now May Be Your Best Opportunity Yet

San Francisco's real estate market in 2025 is experiencing what I call "selective recovery"—a fascinating dynamic that's creating unique opportunities for savvy buyers who know where to look.

The Numbers That Matter:

As of early 2025, the median home price in San Francisco sits at approximately $1.4 million, representing a stabilization after the volatility we saw in 2022-2024. But here's what those headline numbers don't tell you: there's a significant spread between property types and neighborhoods that's creating pockets of opportunity.

• Single-family homes: $1.8M median (down 3% from 2024 peak)

• Condos: $1.1M median (up 2% from 2024, showing strength)

• Multi-unit properties: $2.2M median (investor interest driving demand)

Inventory Reality Check:

We're sitting at about 2.1 months of inventory—still technically a seller's market, but far more balanced than the 0.8 months we saw during the pandemic frenzy. What this means for you: multiple offers are still common, but they're not the 15-20 offer situations we used to see. Smart buyers are winning with 3-5 competing offers, and strategy matters more than just throwing the highest number.

The Interest Rate Impact:

Here's where my boutique approach gives you an advantage. While the big brokerages are telling everyone that 7%+ rates have "killed the market," I'm seeing something different on the ground. Yes, some buyers have stepped back, but the ones who remain are serious and often well-qualified. This means less competition for the right properties, and sellers who are more willing to negotiate on terms beyond just price.

Seasonal Patterns Unique to SF:

Unlike other markets, San Francisco has its own rhythm. Spring isn't necessarily our strongest season—that honor goes to September and October when tech bonuses hit and families want to settle before the school year. January through March? That's when I find the best deals for my clients, as inventory sits longer and sellers get realistic about pricing.

Ready to explore how these market conditions specifically impact your home buying goals? Let's schedule a consultation to create your personalized strategy for success in San Francisco's evolving market.